Stress Skin Panel Construction  (C) S Bliss Daniel Friedman SIPs: Stress-Skin Structural Insulated Panels in Timber Frame, Modular, Panelized, & Cathedral Ceiling Construction

InspectAPedia tolerates no conflicts of interest. We have no relationship with advertisers, products, or services discussed at this website.

Building with stress-skin insulated panels: this article discusses the use of stress skin insulated structural panels for timber frame and other construction. We describe the history and current uses of stress skin structural panels or SIPs, the properties of SIPs and their fire safety, R-value, and durability or life expectancy. We also give details of how SIPs are constructed, how they are sold, and we list the current manufacturers and sources of stress skin insulated panels (SIPs). Illustration at page top and accompanying text are reprinted/adapted/excerpted with permission from Solar Age Magazine - editor Steven Bliss.

Green links show where you are. © Copyright 2015, All Rights Reserved.

Stress Skin Panel Construction & SIP Properties

The text below paraphrases, quotes-from, updates, and comments an original article from Solar Age Magazine and written by Steven Bliss.

Stress Skin Structural Panels, history, current use practices

Structural Insulated Panel Home - US FPL 1935While stressed-skin insulated panels, currently referred to as SIPs or structural insulated panels have been in use in the U.S. since the 1930's, builders continuously call for more pre-manufactured components.

Home buyers and regulators demand greater energy efficiency in new homes. This was true in 1964 when the U.S. FPS studied the durability of stressed skin panels, it was still true in the 1980's when we looked at the use of stress-skin panels in Solar Age Magazine [September 1986] and it remains true today, more than eighty years since the US FPL began studying SIPs.

Photo (above-left) U.S. Forest Products Laboratory Structural Insulated Panel based prefab houses developed in 1937, built for study and evaluation.

Stress-skin panels are used to wrap around structural timber frames, to sheathe the roofs of cathedral ceilings, and even to build the entire building shell. All of the stress-skin panels for residential construction use similar components. They have polystyrene or polyurethane foam cores and are faced on either side with a "skin" - generally plywood, composition board, OSB, or drywall. But standardization ends there. Beyond the basic material options, stress skin panel products take off in a variety of directions that affect cost, performance, and durability.

Definition of SIPs, Structural Insulated Panels or Stress-Skin Panels

What is an SIP or stressed skin panel or structural insulated panel?

Cross section sketch of SIP wall panel, U.S. FPL

Quoting from the 1960's US FPL study cited later in this article:

Fundamentally, the [stressed skin insulated panel or SIP] system uses panels made of framing members to which plywood sheets or other facing materials are bonded either by glue-nailing or gluing by other types of pressure.

The gluing of these skins causes them and the framing members to act as an integral unit: therefore, under loading, the skins are stressed.

The use of the skins, structurally, allows a reduction in size of the framing material, and the elimination of sheathing and interior finishing materials reduces the weight of the construction considerably.

If it is desirable, the panels may be used only as a structural unit and any type of' exterior or interior finish may be applied.

The sketch of a structural insulated wall panel in cross section shown at left is from the above US FPL study. [Click any image to see an enlarged, detailed version.]

Roof panel SIPs used for roof covering on the 1936 US FPL study homes were nominal 6-Inch thickness units incorporating an air space between the top of the insulation and the underside of the roof deck.

Rivalry Among Styrene & Urethane Stress Skin Panel Manufacturers

Wrapping house with stress-skin panels - Tedd Benson (C) S Bliss D FriedmanBack in 1986 foam panel user and virtuoso timber-framer Tedd Benson characterized the competition between styrene and urethane foam based stress skin insulated panels: "It's a war out there between the styrene and urethane panel manufacturers!" Not quite a war, but the rivalry was and remains hot. The conflicts between competing types of insulating foam in building products in general have focused mostly on

  • fire safety of various foam insulating products
  • aged R-value of different foam insulations
  • long term durability of foam insulation products

The vast majority of the stress-skin insulated panels use polystyrene - commonly called beadboard - for the simple reason that it is much cheaper than urethane foam.

William Porter of W.H. Porter Company, Holland MI, a producer of both types of panels indicated that in the 1980's beadboard-filled stress skin insulated panels were selling 10 to one over urethane foam based panels. Those who want the urethane, said Porter, are looking for higher R-values, "... but don't want to go to a foot-thick stress-skin panel."

Our photo (above, left) from the original Solar Age stress skin panel article illustrates wrapping the house with stress-skin panels with drywall on the interior and OSB on the exterior. If heavy siding is used or the exterior is shingled, the OSB has to be strapped. [Click any image for an enlarged, detailed view.]

Inch for inch, a urethane foam core stress skin panel may cost twice as much as a beadboard panel. But compared by R-value the differences are small, said Amos Winter of the urethane-panel manufacturing firm Winter Panel Corp. in Brattleboro, Vermont.

An average 5 1/2-inch foam core stress skin panel filled with beadboard cost [1980's prices] from $1.75 to $2.20 per square foot, said Winter, compared with $2.20 for a 3 1/2-inch urethane stress skin foam core panel with comparable R-value. Urethane foam offers R-6 to R-7 per inch (according to most sources) compared with beadboard's R-3.8 per inch. How well either product holds its R-value over time is another bone of contention. [See INSULATION R-VALUES & PROPERTIES and POLYSTYRENE FOAM INSULATION and URETHANE FOAM Deterioration, Outgassing for current details.]

Fire Safety of Types of Stress Skin Insulated Structural Panels

Stress skin panel joint voids are filled with urethane foam (C) S Bliss D FriedmanUrethane foam insulated panel loyalists are skeptical of the performance of beadboard insulation in a fire. Said one builder, "I just wouldn't feel safe in a house that would melt in a fire."

The problem, says Amos Winter, "... is that beadboard panels will fail structurally when the foam starts to melt at around 200 degF, whether the panels burn or not." He says that the melted styrene (it flows at around 250 degF) will feed a fire like molten wax from a candle.

Urethane foam burns more like wood, he says. It stays intact until it burns through. Winter believes that a styrene foam insulated panel system is more acceptable if it has fire-stops throughout and full structural supports - for example, a system with full 2-by splines at all panel joints and edges.

Our photo (above, left) from the original Solar Age stress skin panel article illustrates the installer improving the thermal performance of the stress skin panels by filling joints with one-part urethane foam.

Either type of insulated foam panel can be made to comply with the 15-minute thermal-barrier requirement. But the codes were not written [prior to 1986] "... for a system that melts." says Winter.

William Porter, who makes both beadboard and urethane foam core stress skin panels, points out that both will burn at higher temperatures. He feels that the code requirement for 1/2-inch drywall on studs and 1/2-inch wood on ceiling panels is adequate. Using just drywall on a ceiling stress-skin panel is unwise, anyway, says Porter, because the panel could sag if the drywall ever got wet.

Styrene stress-skin foam core panel supporters counter by arguing that melting temperatures [of the foam insulating core] don't occur in walls or roofs under normal conditions or even during small fires. One manufacturer, Enercept in Watertown SD, says that its panel with drywall and waferboard on the interior surface passed the UL "corner test" intact. In that Underwriters Laboratories fire test, a 35-pound wood pile is ignited in a full-scale mock-up building corner. This type of test is challenged by Winter. He says it isn't representative of condition in a real fire because the space is not enclosed.

Longevity / Durability of Stress-Skin Insulated Foam Core Panels

Atlas Industries (Aywer MA, has been making stress skin panels since 1976. (C) S Bliss D FriedmanDiscussions about long-term performance of stress skin panels are equally contentious. Under moist conditions, says Porter, urethane expands slightly as it ages and styrene beadboard contracts. "Too much of either is not desirable," he says.

In a batch of urethane panels produced early on in the 1980's, the foam shrunk and warped the panels, said Winter, who removed and replaced them.

The foam core panel shrinkage problem was solved, he says, by improving the chemistry of the foam insulation. The message is clear: Urethane foam "needs a good cook" to insure good performance.

Our photo (above, left) from the original Solar Age stress skin panel article shows an employee of Atlas Industries, Ayer MA, preparing stress skin foam insulated panels by routing out space to allow spline inserts where panel edges meet. The company has produced stress skin insulated foam core building panels since the mid 1970's.

More important to the durability of stress skin panels is the longevity of the foam core itself and the bond of the foam insulating core to the facing materials of the panel. Many distrust the life expectancy of 1-pound density styrene beadboard, which has a soft, breakable consistency. To get a good bond, the adhesive must penetrate into the beadboard, says Winter. He prefers urethane adhesive with beadboard cores. Urethane, on the other hand, is difficult to bond to because the cells on the surface are cut open "like cracked egg shells".

US FPL study on the durability of stressed skin panels or SIPs

See Stressed Skin Panel Performance After Twenty-Five Years of Service. Quoting from that document's summary, and recognizing that panels, foam insulation, and adhesives have surely improved since the original 1962 study:

Wall panels used in construction of a prefabricated house, built in 1937, were removed in 1962 to determine their performance characteristics after 25 years’ service. The panels were evaluated for stiffness and bending strength, and the glue joints in the plywood and between the plywood and the framing members were evaluated for shear strength. Replacement panels. placed in the prefabricated house in 1962, were evaluated to equivalent design loads of 20 pounds per square foot prior to being placed in the house. Panels of a construction similar to the replacement panels were evaluated to failure.

The panel stiffness evaluations showed that span deflection ratios at design load, both for panels removed after 25 years’ service and for recently fabricated panels, exceeded by several times the normal allowable design values for walls. Failing load also exceeded design values by factors of more than 10.

Evaluations of plywood in shear, after the conventional exterior-type boil-dry cycle test, indicated relatively little change in quality of the glue joints after 25 years’ service. Results of dry shear tests of the casein-glued joints between plywood and the framing members showed little evidence of deterioration.

The panels were designed and maintained to control moisture effects and the entry of water during the 25 years’ service.

Stress Skin Panel Facings & Bonding

Stress skin panels by Northern Energy Homes, pre-cut house packages using polystyrene panels and timber frame (C) S Bliss D FriedmanThere are as many ways to fashion stress-skin foam core building panels as there are manufacturers. With some foam core panels, the urethane is best foamed in place between the sheets, providing its own integral bond between the cured foam insulation and the panel surfaces. More commonly, the plastic foam insulation core is laminated to the sheets of the panel with a contact adhesive or a pressure-set adhesive.

Our photo (left) from the original Solar Age article shows stress skin panels and timber frame components for a completely pre-cut kit house using polystyrene panels and a simplified timber frame system sold by Northern Energy Homes.

"Laminating [foam core insulated building panels] is tricky", says Porter. "If you haven't made a mistake you haven't been in the business long." At one point, he says, his company used an adhesive with a plasticizer that dried up over time and eroded the bond to the stress skin panel. Most glues are sensitive to air temperature and moisture content. They require industrial-type clamping to get good performance.

If laminating is difficult, foaming stress skin panels in place is even more so, says Winter, a veteran urethane foamer. The process is technically complex, chemically volatile, and as much art as science.

Do-it-yourself Home Made Stress Skin Insulated Foam Core Building Panels?

The manufacturers do seem to agree that it's best to avoid home-grown stress-skin insulated building panels - particularly if the panels will bear structural loads. The bond of foam to facing is what transfers the loads to the panel skin and gives the panels their strength.

Stress Skin Insulated Building Panel Construction Details

Best Skin Material for Stress Skin Panels

As for the best skin material for stress-skin foam core panels, there is little agreement. Timber-framer Benson experimented with plywood on the exterior. He says he had problems with the plies delaminating. By the early 1980's he had switched from waferboard panels to Oriented Strand Board (OSB) because it is stronger and holds nails better than the waferboard.

Stress Skin Panel Strapping for Siding

All panel facing materials have to be strapped, he says, to receive heavy sidings, because there are no studs.

Another timber-framing company, Northern Energy Homes [photo above] tried waferboard panels before switching back to plywood skinned panels. The waferboard had a "negative appeal to clients" and the savings in cost over plywood were marginal.

Interior Facings for Stress Skin Foam Core Panels

On the interior face, Northern Energy Homes uses either 3/4-inch T&G Pine or 1/2-inch drywall. The 1/2-inch drywall is backed by 1/4-inch waferboard - there to keep the panels a uniform thickness and to provide a nailbase for interior trim. With just a drywall skin, hanging finish materials such as kitchen cabinets can present a problem. Tedd Benson has 2x4's custom fitted into the kitchen stress-skin wall panels where wall and base cabinets will attach. For lightweight items, he says, molly bolts into the foam work just fine.

Joints, Grooves & Slots in Stress Skin Building Panels

Stress skin foam core panel used to construct a bowed-roof cape: Winter Panel Corp. (C) S Bliss D FriedmanLike most building products, "an insulated stress-skin building panel is only as good as its installation," says Benson. The key is having a good system to attach one panel to another. Most stress-skin panels use some spline system to get continuity between panels.

Our photo (left) from the original Solar Age article illustrates a bowed-roof cape design using structural panels on a home from Winter Panel Corp.

How finicky one must be at the stress skin panel joint is a matter of judgment. A full wood spline - for example, a 2x6 for a nominal 6-inch foam core panel - is the most common treatment at a joint. A full spline nailed through from both faces, and sometimes glued, provides good structural continuity.

But the stress-skin panel joint is a weak link thermally. This will often result in "melt lines" or "frost lines" showing on the roof. Full splines can also lead to cracked drywall joints on the building interior if the wood spline swells during the first winter.

To beef up the stress skin panel joint thermally, many have switched to a double-spline system. This improvement is still vulnerable to thermal, air, and moisture leaks. To bridge the gap thermally, Benson intentionally leaves a 3/8-inch gap in the foam between the splines. The gap is foamed through 1/4-inch holes drilled about every 10 inches from the outside. Northern Energy Homes uses a 1 1/2 x 2-inch foam spline to get thermal continuity. Its panels are slightly beveled, leaving a gap on the outside to be foamed for an airseal.

Special Considerations for Stress-Skin Insulated Panel Roofs

Stress-skin roofs face another nuisance. Sometimes roof shingles refuse to lie flat over the stress-skin panel joints. The cause is attributed to expansion of the waferboard, which buckles the shingles. This problem has also been reported on conventional roofs with waferboard roof sheathing.

One solution, reports Winter, is to seal the waferboard edges with roofing cement and then wet down the roof to "condition" it to its normal moisture content. Some waferboard manufacturers are said to be responding to the problem by preconditioning their panels. Tedd Benson says that his solid foam-to-foam joint seems to prevent this problem, which he blames in part on moisture that escapes and condenses under the shingles.

Stress-Skin Foam Core Building Panel Market Tactics

Stress-skin building panels can't beat the cost of conventional building systems. But they are carving out a niche in the market for low-energy houses. Stress skin should be come more competitive since the costs of labor and materials for conventional buildings are increasing faster. Most would agree that stress-skin panels are used to their best advantage in manufactured and pre-cut panelized housing, where the increased material costs are offset by labor savings and quicker scheduling.

Enercept pre-cuts homes to the customer's plans. The company supplies a complete system through a dealer/contractor network. Enercept's building construction system is frameless with patented wood and metal connectors for wall and roof stress-skin panels. Vertical loads are picked up by thermally broken studs placed in the panels 4-feet on center. Once the foundation is in, an average house shell can be completed in two or three days, says Enercept's Ken Norberg.

Using Stress Skin Insulated Foam Core Panels for Insulated Ceilings

The W.H. Porter Company markets some insulated foam core stress skin panels with a tubular-steel octagonal frame. It's aimed at the recreational and vacation-home market. Most of Porter's panels are sold for roofs of conventional houses, and some for site-built panelized homes. Porter sees great promise for OSB-faced roof stress-skin panels that can san up to 24 feet. "There's no better product," he says, "for cathedral ceiling applications."

Northern Energy Homes supplies completely pre-cut house packages - using styrene core foam panels and a simplified timber frame. "Each piece is pre-engineered and pre-cut for each house," says Northern Energy's Richard Clancy. "This way," he says, "we don't leave our technology up to the contractor." The standard package includes such energy amenities as Heat-Mirror windows, integrated night insulation, and ground water heat pumps.

Other companies garget specialty markets for stress skin insulated building panels. Several pre-fab sunspaces use foam-core stress-skin panels for end-walls and roof sections. Energy Saving Products, a company that specializes in indoor swimming pool equipment, markets stress-skin insulated panels for swimming pool enclosures. The company's Rita Welebob says urethane panels are viewed as a one-step solution to problems caused by rusty nail heads and soggy insulation.

While no figures were available in the 1980's, manufacturers reported rapid growth over the middle of that decade. Enercept's Ken Norberg forecasted growth from 50 to 100 percent per year in stress skin panel use in the mid 1980's.

No one speaks as if stress-skin building panels are panaceas. But arguments and rivalry aside, everyone predicts a bright future for the foam core panel system that can provide structural integrity, exceptional energy performance, and freedom from moisture concerns.

This article is reprinted/adapted/excerpted with permission from Solar Age Magazine - editor Steven Bliss.

In this energy savings article series we include solar energy, solar heating, solar hot water, and related building energy efficiency improvement articles reprinted/adapted/excerpted with permission from Solar Age Magazine - editor Steven Bliss.

List of Producers of Stress Skin Panels for Timber Frame & Structural Insulated Panel Homes

CONTACT us to add stress skin and structural insulated panel SIP producers and experts to this list - no fees.

  • Eagle Panel Systems, Inc., Structural Insulation, Stress Skin Panels, Eagle Panel Systems, Inc. / P.O. Box 247 / Mulberry Grove, IL 62262-0247 / Phone: (800) 643-3786
  • Foam Laminates of Vermont, Structural Insulated Panel (SIP) Manufacturer, (800) 545-6290
  • Foam-Tech Superinsulation Products, Building Envelope Services, Inc./ FOAM-TECH, PO Box 87, N. Thetford, VT 05054, Tel: 802-333-4333
  • Habitat Post & Beam Wall Systems, Habitat Post & Beam, Inc.• 21 Elm Street, South Deerfield, MA 01373 800.992.0121• •
  • Murus Structural Insulating Panels, The Murus Company, Inc. PO Box 220 3234 Route 549 Mansfield, PA 16933 Tel: 800-626-8787, email:
  • R-Tight Stress Skin Panels, PO Box 700 Jeffersonville, VT 05464-0700, Tel: 802-644-2500, email
  • Vermont Timber Works, 36 Fairbanks Road N. Springfield, VT 05150 (802) 886-1917

Original article

The link to the original Q&A article in PDF form immediately below is preceded by an expanded/updated online version of this article.


Frequently Asked Questions (FAQs) about Stress Skin Panel construction, troubleshooting, repairs

Question: how is foam inserted into the stress skin box to fill it completely?

I understand that urethane foams are made from a two part process. How are they inserted into a stress skin "box" to get to all areas of the box? - 2/27/12


Walls: there are other approaches, but most often the plastic foam insulation core is laminated to the sheets of the panel with a contact adhesive or a pressure-set adhesive. Using that approach there are no air voids.

Question: how best to repair damaged stress skin panels

Own a 22 year old home with the stress panels that have T1-11. Our home is three stories and the horizontal decorative board to cover the panel joints was not caulked properly by the painters. Naturally water got behind the board and released water down the T1-11 an we have rot.

Only on one end of the home that gets the brunt of the elements, especially winter in Western NC. How do we fix this rot. Do we cut out the T1-11 if it isn't a large area, do we just cover with all new T1-11 and how to do that.

Winter is fast approaching and we just discovered the damage. It is a post and beam type construction with the SIP panels with T1-11 as the outside covering.

We need help and look forward to hearing from anyone that has had this problem. Is rot common with T1-11 as it ages? The rest of the house is fine. - Richard 9/22/12


Richard, I've asked our expert Steve Bliss for comment on the subject of damaged SIPs.

From my own experience, which is more with T-111 type plywood exterior siding than its use on SIPs, if the siding is not kept weatherproofed by a coating (I prefer pigmented stains to paints) and if trim is not properly sealed to keep out water, we can expect to find spots of delamination of the plywood as well as rot behind and around poorly-sealed horizontal trim. Delamination and buckling of the outer skin of the plywood siding seems to occur first where there was already a small flaw, crack, or opening in the outermost ply. Those problems are not unique to plywood siding however.

Steps in exploring for hidden damage in an SIP building

Without having seen the extent of damage on your building, a detailed repair prescription amounts to pretty much wild arm-waving. I think the first order of business is a thorough damage assessment. While there is less of a water path and space within a SIP than a cavity type wood framed wall, water behind the outer ply of T111 invites rot and also insect activity. I'd want to

  • pull off the horizontal trim board on the damaged side of the house
  • explore the damage behind for the extent of water passage and rot
  • If water has penetrated the structure to the interior further inspection and repairs are probably needed
  • If the water leaks have invited carpenter ants into the structure, also further inspection and repairs are probably needed

Repair Ideas for limited-damage SIP stress skin panels on a building wall

If you find very extensive water, insect damage, etc. in the wall you may have to remove and rebuild it. I'm guessing you are going to find this extreme approach is not necessary.

If you do not find evidence of any significant water entry or deeper damage to the structure then you have two plausible approaches, depending on the degree of adhesion of the remaining plywood outer skin to the foam core:

  1. If it is relatively easy to separate the plywood skin from the foam core of the SIP then with a circular saw set to the depth of just the plywood outer skin,
    • Cut a horizontal line across the damaged siding at a point above the highest water or rot damage to the wall, and cut a second line lower on the wall, below the extent of damaged plywood there.
    • Peel away the damaged plywood;
    • insert Z-flashing appropriately positioned up under the bottom lip of the upper remaining plywood as well as over the upper lip of the lower remaining plywood and then piece in replacement plywood in that horizontal band you've cut and peeled away. If you match the color of z-flashing to the stain of the siding it won't be too ugly and this approach is enormously less troublesome than tearing off and rebuilding the wall.
    • Before replacing the horizontal trim, be sure the new trim boards are back primed, sealed on all sides, and sealed well especially along the top edge.

      Note: I've found that it is difficult to seal horizontal trim along grooved exterior siding like T-111 unless you work meticulously to seal every single vertical groove along the top of the tim board; Even the smallest opening in the sealant (caulk) eventually leads to rot or insect damage.
  2. If you find that you cannot remove enough damaged plywood skin from the foam inside the panel, or if the foam itself has become damaged, then set your circular saw deep enough to cut through the panel to just inside the interior skin (building interior side) and
    • remove a horizontal band wide enough to excise all of the damaged material;
    • replace the removed band with solid foam or foamed-in-place foam and a new plywood skin and
    • continue to flash, seal, and trim as I outlined above.

Send us some photos of the conditions you currently face as well as what you find, and we may be able to offer more detailed suggestions.


Ask a Question or Search InspectApedia

Use the "Click to Show or Hide FAQs" link just above to see recently-posted questions, comments, replies, try the search box just below, or if you prefer, post a question or comment in the Comments box below and we will respond promptly.

Search the InspectApedia website

HTML Comment Box is loading comments...

Technical Reviewers & References

Publisher's Google+ Page by Daniel Friedman

Click to Show or Hide Citations & References