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Home Buyer's Basic Guide to Septic Systems
Step-By-Step Inspection & Testing Advice for Buying a Home With a Septic Tank
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Advice for Home Buyers who are buying a property with a private septic system. This document offers basic advice on
evaluating the condition of an on-site private sewage disposal system, evaluation of various "test" methods, sources of
information specific to a given property, and general outline of how a typical septic system functions and what are its
components.
If you don't really want to know much about septic systems but you want to know how to inspect and test
this costly and buried system when you're buying a property with a septic system, septic tank, septic fields, then read
this document - the "Septic Buyers Basic Step by Step Guide". For a thorough explanation of what to do when
buying a home with a septic tank and leachfield, see our :Complete Guide To Buying a Home with a Septic System.
That
document expands on septic dye testing, probing, and board of health research. If you want to become a bit of a septic
system expert, still more details of exactly how septic dye testing is performed, how septic tanks are maintained,
pumped, and inspected, the use of septic additives, blocked drain and septic system failure diagnosis,
and septic system design for typical as well as difficult sites, see our main septic information page: The Septic System Information Website.
Purpose of This Advice on Buying a House with a Septic System
Frequently prospective buyers of a single family home have many questions
regarding the septic system serving the dwelling: What does the existing septic
system consist of? Is it working property?
What septic inspections and tests should I have performed when I am buying a home?
How long will a septic system last?
In order to help buyers obtain Information that addresses these concerns. We have put
together this Fact Sheet to guide them in making informed decisions regarding
the potential problems and costs associated with a property's septic system.
Components of a Septic System
In simplest terms, a septic system consists of a holding tank which
retains solid waste and grease from household waste water, and an absorption
system or "leach field" which disposes of liquid wastewater or "effluent" which
leaves the septic tank for absorption below ground into soils at the property.
How to Inspect and Test a Septic System When Buying A Home
This document gives a simple overview of the questions to ask and tests
and inspections to order if you are buying a property with a septic
system. If you need to know more about septic system components,
septic system maintenance (such as tank pumping and septic additives),
or details about septic system inspection, diagnosis, repair, and
alternative septic designs, Our main septic website page
provides in-depth articles about these topics.
Why inspect and test a septic system before buying a home?
The septic system is a relatively expensive and buried system which
does not have an infinite life. Eventually drain fields fail and sometimes
septic tanks, especially steel ones, rust out and need replacement. Also,
old septic tanks, cesspools, and drywells, especially site-built or "home made" systems
and systems in certain soils, can collapse, forming a very dangerous site hazard.
While no septic inspection and test can guarantee 100% that all septic defects
have been found, properly conducted, these procedures can reduce the chances
of a dangerous or costly surprise at your new home.
Septic Inspection and Testing for Home Buyers, Step-by-Step
You can do steps 1 and 2 yourself. If you hire an expert to inspect and test the
system (some home inspectors can provide this service), the inspector will also perform step
2 and 3.
- Basic Questions:Ask the seller the following questions. Don't worry if the seller says they don't know the answers. "Not knowing" is also important information.
These questions are deliberately a bit vague in order to allow people to tell you whatever they know rather than cutting off or suggesting answers.
Convey the answers to these questions to your septic test consultant.
- How old is the property?
- Is the property occupied or vacant? If occupied, for how long and by how many occupants? If vacant, for how long?
- How long has the seller owned the property?
- Where is the septic system?
- What is installed?
- What is the service or repair history of the septic system?
- When was the tank last pumped? [Warning: if the seller offers to "have the tank pumped for you" ask them not to do you
that favor before your inspection as pumping the tank prevents testing the drain field.]
- Visual Inspection: Make a visual inspection of the property. Look for wet areas, smelly areas, rocky areas, areas of recent excavation.
Also make note of the location of and distance to nearby streams, private wells, ponds, buildings, property lines, and rocky areas, and areas
of trees and shrubbery.
[Warning: be very alert for evidence of sink holes or subsidence. Do not walk over anything suspicious as you might step into or fall
into a collapsing system.]
- Septic Loading & Dye Test: Hire a septic test consultant to perform a septic loading and dye test. This procedure puts a test volume of water into the
system to look for evidence of a blocked pipe or for breakout of septic effluent at the yard surface - indications of the need for repair.
If you are looking at a completely new home and septic system you might omit this test but don't assume that new systems are immune to
failures. Pipes settle and break or systems can be improperly installed. If the tank was pumped immediately before your inspection
you should be suspicious, and you might defer the loading and dye test as it may be unable to put enough water into the system to
test the drain fields. The dye itself is just a coloring agent to identify water that may appear at the yard surface. It's the test volume
of water that's important.
- Pump and inspect the septic tank: this step may or may not be necessary, depending on the age and service history of the system
and the results of the visual inspection and loading and dye test. Important additional information, available when the tank is pumped,
can tell you if it was past-due for pumping (risking damaging the drain fields) and if it is damaged. You'll also know exactly where the tank
is, if it's concrete, steel, fiberglass or home made, if it has been damaged, and if it has a save cover.
Additional steps which are not normally done but which may be performed if there is evidence of system damage or failure are listed next. These steps would ordinarily be
performed by a septic contractor who installs or repairs septic systems. Some septic pumping companies also perform septic repairs and field
investigations. A septic engineer may be needed if you are expanding a system or if you require design to repair a system on a difficult site.
- Find and Open the Distribution Box which connects the pipe from the tank to the network of drainfield lines.
- Excavate suspicious areas such as wet areas at in the leach field, subsidence areas.
- Perform soil percolation tests or "Perc tests" to evaluate the ability of the soils to absorb effluent. This involves digging
a hole, pouring in water, and measuring the time for a given volume of water to be absorbed into a given square foot area of soil.
- Soil & Site Research to include determination of the soil quality, the depth of the seasonal high water table in the
ground below the leach area, etc. - this work may be needed if a system is to be replaced or relocated, especially at a difficult site.
More Reading about Septic System Inspection and Testing
More basic information about how septic systems work is in this document after this section. More in-depth
information about the steps in the procedure outlined above can be read at the following online articles:
- Directory of Professional Inspectors available via Internet (Some of these inspectors offer septic system testing and inspection)
- Diagnosing Clogged Drains: A First Step for Homeowners
- Performing a Septic Loading and Dye Test - How to perform this test (separate document)
- Septic Tank Pumping Guide: When, Why, How to pump the septic tank
- Table of Required Septic Tank Sizes: Septic Tank Capacity vs Usage in Daily Gallons of Wastewater Flow & How to Calculate the Size (in gallons) of a Septic Tank.
- How Big Should the Leach Field Be? - table of soil percolation rate vs. field size
- Home & Outdoor Living Water Requirements
- Table of Required Clearances: Distances Between Septic System & Wells, Streams, Trees, etc.
- Septic System Inspection Methods and Procedures, - online illustrated class for building and septic inspectors
- Septic Systems Inspection, Testing, & Maintenance- online textbook. Detailed how to inspect, maintain, repair information
- The Septic System Information Website our main web page for this topic
For a leaching system to function properly it must:
- Provide enough application area. The application area is the amount of
surface area of soil within the leaching system where sewage effluent is
applied (referred to as "wetted" area). The amount of application area needed
for a given house depends on the characteristics of the soils on the property
and the daily flows (in gallons) generated from the house.
- Be surrounded by natural soil conditions which will be able to dissipate
and disperse the discharge without becoming over saturated.
- Provide enough capacity to store effluent during periods of unusually heavy
use or when rainfall or subsurface flooding reduces the ability of the system
to disperse the liquid. Note: Curtain drains or ground water interceptor
drains are sometimes installed upgrade of the leaching system to minimize high
ground water conditions.
It is important to realize that, once a septic system has been installed, only one of
the above factors can be controlled by the homeowner. The homeowner can control
how much water is actually being discharged to the system. Since each system
has a set maximum capacity, it behooves the homeowner not to exceed that
amount.
Signs of Trouble With the Septic System
If a system starts to experience difficulties, what are some of the common symptoms?
- Plumbing fixtures may exhibit difficulty in releasing their contents
(slow draining, bubbling, backups, etc.). This condition may be
system-related but it could also indicate just a clog in the interior
piping or sewer line. You should have the interior piping checked before
proceeding with an investigation of the sewage disposal system.
[DJF added: See Diagnosing Clogged Drains: A First Step for Homeowners]
- Large volume discharges (such as, washing machines, dishwashers and
bathtubs) cause either a backup, as noted above, or, an overflow of sewage
above the septic tank or leaching field. If this condition is usually at
its worst during and/or directly following a heavy rain event, then the
septic system is indeed suspect. If backup alone occurs independent of wet
weather, you might first check for a partial blockage of the main drain that
has occurred some distance from the house. In such cases a small discharge will
simply be held by the main waste pipe, draining slowly past the blockage, while
a large discharge will cause a backup.
- Foul septic odors in storm drainage piping, catch basins, footing drain
piping or curtain drain discharges may indicate that sewage from your
property or an adjacent one is entering these ground water
systems.
Sources of Information about your particular septic system
What can a prospective purchaser of a home do to gather as much information as
possible relative to the present condition of a system and about
possible future expenses associated with the septic system? Here are a few
suggestions:
Obtain Information about the septic system from the present property owner
- Ask for any drawings regarding the actual location (an "as-built drawing)
of the existing septic system.
- Ask for the records regarding maintenance of the system; Has the septic
tank been pumped at a frequency of at least 3 to 5 years?; What pumping
contractor was used?; If the system contains a pump. how often has it been
maintained?; If major repairs have been made, when and to what extent?
- Ask about the past performance of the system. Have any of the
symptoms described earlier manifested during the life of the
system?
Make a Visual Site Inspection of Septic System Condition at the Property
- Once the locations of the septic tank and leaching fields are known, walk
over the entire area and observe whether there is any evidence of a sewage
overflow condition. Greener grass in the leaching area may not necessarily
indicate a system problem. If, however the area is completely saturated and
odorous you should be very concerned. It most likely indicates an active
failure.
- Try to get a sense of how natural conditions are effecting the capacity of
the property to disperse water. Is the sewage disposal area located In a
depression which would have a tendency to collect run-off of rain water? Is the
lot flat? Is there a water course of wetland (swamp) near the leaching system?
Is the system virtually at the same elevation as nearby wetlands? Are
there steep slopes and/or ledge outcrops which reduce the available area for
leaching purposes? All of the above factors could indicate that the existing
system will experience difficulty or, that there may not be much additional
area suitable for sewage disposal on the lot if needed in the future.
- [DJF addition: Also see Table of Required Septic & Well Clearances:
Distances Between Septic System & Wells, Streams, Trees, etc.]
Go to Town Health Department to Review the Property's Septic System Information File
- Ask the town sanitarian to review the file with you. Is there enough
information in it for him/her to give you an opinion on how the existing system
and/or lot meets present health code requirements?
- Ask for the records regarding maintenance of the system; Has the septic
tank been pumped at a frequency of at least 3 to 5 years? What pumping
contractor was used? If the system contains a pump, how often has it been
maintained?; If major repairs have been made, when and to what extent?
- Your goal is to, confirm and supplement information received from the
property owner.
- Obtain guidelines concerning the proper maintenance of a subsurface sewage
disposal system.
- If you are contemplating an addition to the home or plan on renovating an
unfinished basement discuss the possibilities with the sanitarian and determine
the procedures you would have to follow to accomplish your plans. In wm cases
it will not be possible to "enlarge" an existing home.
- Ask about the general neighborhood, the frequency of repairs, ability to
install proper size repair systems, average life of systems in the area,
etc.
Obtain Additional Information from Outside Sources
Home Buyers' Guide to Septic Systems - A Final Overview
It is our opinion that when buying a home, especially one that is old and does
not have a sewage disposal system that meets today's standards, the fundamental
questions that should be answered are:
- Is the septic system currently working properly or is there evidence of a failure?
- Even if it's working, are there signs suggesting short remaining life of the septic system?
- When the existing system fails, how
will we repair it and how much will repairs cost?
If accurate soil test data is
not available through the local health department the only sure way of answering
the question is to actually perform all the deep hole testing and percolation
tests required by code.
As you can understand, most sellers would take a dim
view of prospective buyers wanting to tear up their property to perform then
tests. Therefore the more information a buyer can obtain, the better able he or
she will be able to judge the adequacy of the existing system and what will most
likely be required to repair the system, when needed. In that way, the buyer
will not be caught unaware when that day arrives, since it was part of the
financial assessment establishing the value of the property at the time of
purchase.
Frequently Asked Questions (FAQs)
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Technical Reviewers & References
Related Topics, found near the top of this page suggest articles closely related to this one.
- This text was copied, edited, and supplemented by the website author from a
public document provided by the CT State DOH. Their contact information is:
State of Connecticut Department of Health Services
150 Washington St., Hartford CT 06106
203-566-1292 Voice 203-566-2275 Fax
- Sketches of the Septic System Components Private Sewage Disposal Systems - Septic Drawing Library
Septic Systems - an Engineer's View
Septic System, Septic Tank, & Cesspool Safety Warnings for Septic Inspectors, Septic Pumpers, and Homeowners.
CESSPOOLS if you don't know what they are.
Don't Flush these things into a septic system
DRYWELL DESIGN & USES if you don't know what they are.
SEPTIC SYSTEMS ONLINE BOOK Online Book, Inspection, Test, Diagnosis, Repair, & Maintenance: Our Online Septic Book: Septic Testing, Loading & Dye Tests, Septic Tank Pumping, Clearances, details of onsite waste disposal system inspection, testing, repair procedures.
Books & Articles on Building & Environmental Inspection, Testing, Diagnosis, & Repair
- Our recommended books about building & mechanical systems design, inspection, problem diagnosis, and repair, and about indoor environment and IAQ testing, diagnosis, and cleanup are at the InspectAPedia Bookstore. Also see our Book Reviews - InspectAPedia.
- Inspecting Septic Systems: Online Book, Inspection, Test, Diagnosis, Repair, & Maintenance: our Online Septic Book: Septic Testing, Loading & Dye Tests, Septic Tank Pumping, Clearances, details of onsite waste disposal system inspection, testing, repair procedures.
- Advanced Onsite Wastewater Systems Technologies, Anish R. Jantrania, Mark A. Gross. Anish Jantrania, Ph.D., P.E., M.B.A., is a Consulting Engineer, in Mechanicsville VA, 804-550-0389 (2006). Outstanding technical reference especially on alternative septic system design alternatives. Written for designers and engineers, this book is not at all easy going for homeowners but is a text I recommend for professionals--DF.
- Builder's Guide to Wells and Septic Systems, Woodson, R. Dodge: $ 24.95; MCGRAW HILL B; TP;
Quoting from Amazon's description: For the homebuilder, one mistake in estimating or installing wells and septic systems can cost thousands of dollars. This comprehensive guide filled with case studies can prevent that. Master plumber R. Dodge Woodson packs this reader-friendly guide with guidance and information, including details on new techniques and materials that can economize and expedite jobs and advice on how to avoid mistakes in both estimating and construction. Chapters cover virtually every aspect of wells and septic systems, including on-site evaluations; site limitations; bidding; soil studies, septic designs, and code-related issues; drilled and dug wells, gravel and pipe, chamber-type, and gravity septic systems; pump stations; common problems with well installation; and remedies for poor septic situations. Woodson also discusses ways to increase profits by avoiding cost overruns.
- Country Plumbing: Living with a Septic System, Hartigan, Gerry: $ 9.95; ALAN C HOOD & TP;
Quoting an Amazon reviewer's comment, with which we agree--DF:This book is informative as far as it goes and might be most useful for someone with an older system. But it was written in the early 1980s. A lot has changed since then. In particular, the book doesn't cover any of the newer systems that are used more and more nowadays in some parts of the country -- sand mounds, aeration systems, lagoons, etc.
Design Manuals for Septic Systems
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US EPA Onsite Wastewater Treatment Systems Manual [online copy, free] Top Reference: US EPA's Design Manual for Onsite Wastewater Treatment and Disposal, 1980, available from the US EPA, the US GPO Superintendent of Documents (Pueblo CO), and from the National Small Flows Clearinghouse. Original source http://www.epa.gov/ORD/NRMRL/Pubs/625R00008/625R00008.htm Onsite wastewater treatment and disposal systems,
Richard J Otis, published by the US EPA. Although it's more than 20 years old, this book remains a useful reference for septic system designers.
U.S. Environmental Protection Agency, Office of Water Program Operations; Office of Research and Development, Municipal Environmental Research Laboratory; (1980)
- Eco John® Innovative Toilet Solutions, Global Inventive Industries, Fountain Valley CA, PDF, product brochure
- "International Private Sewage Disposal Code," 1995, BOCA-708-799-2300, ICBO-310-699-0541, SBCCI 205-591-1853, available from those code associations.
- "Manual of Policy, Procedures, and Guidelines for Onsite Sewage Systems," Ontario Reg. 374/81, Part VII of the Environmental
Protection Act (Canada), ISBN 0-7743-7303-2, Ministry of the Environment,135 St. Clair Ave. West, Toronto Ontario M4V 1P5 Canada $24. CDN.
- Manual of Septic Tank Practice, US Public Health Service's 1959.
Onsite Wastewater Disposal Books
- Onsite Wastewater Disposal, R. J. Perkins;
Quoting from Amazon: This practical book, co-published with the National Environmental Health Association,
describes the step-by-step procedures needed to avoid common pitfalls in septic system technology.
Valuable in matching the septic system to the site-specific conditions, this useful book will help you install a reliable system in
both suitable and difficult environments. Septic tank installers, planners, state and local regulators, civil and sanitary engineers,
consulting engineers, architects, homeowners, academics, and land developers will find this publication valuable.
- Onsite Wastewater Treatment Systems, Bennette D. Burks, Mary Margaret Minnis, Hogarth House 1994 - one of the best septic system books around, suffering a bit from small fonts and a weak index. While it contains some material more technical than needed by homeowners, Burks/Minnis book on onsite wastewater treatment systems a very useful reference for both property owners and septic system designers.
- Septic Tank/Soil-Absorption Systems: How to Operate & Maintain [ copy on file as /septic/Septic_Operation_USDA.pdf ] - , Equipment Tips, U.S. Department of Agriculture, 8271 1302, 7100 Engineering, 2300 Recreation, September 1982, web search 08/28/2010, original source: http://www.fs.fed.us/t-d/pubs/pdfimage/82711302.pdf
- Soil Percolation Tests soil perc testing guide and instructions
- Percolation Testing Manual, CNMI Division of Environmental Quality, PO Box 501304, Saipan, MP 96950
- Planting Over Septic System Component", Daniel Friedman (author/editor, InspectAPedia.com), The Innovator, Winter/Spring 2008, BCOSSA, British Columbia OnSite Sewage Association, 201-3542 Blansard St., Victoria BC V8X 1W3 Canada
- Save the Septic System - Do Not Flush These Items Down the Toilet, Daniel Friedman, InspectAPedia.com - PDF document, printable
- SEPTIC STANDARDS
- SEPTIC MAGAZINES
- Septic System Owner's Manual, Lloyd Kahn, Blair Allen, Julie Jones, Shelter Publications, 2000 $14.95 U.S. - easy to understand, well illustrated, one of the best practical references around on septic design basics including some advanced systems; a little short on safety and maintenance. Both new and used (low priced copies are available, and we think the authors are working on an updated edition--DF.
Quoting from one of several Amazon reviews: The basics of septic systems, from underground systems and failures to what the owner can do to promote and maintain a healthy system, is revealed in an excellent guide essential for any who reside on a septic system. Rural residents receive a primer on not only the basics; but how to conduct period inspections and what to do when things go wrong. History also figures into the fine coverage.
- Test Pit Preparation for Onsite Sewage Evaluations, State of Oregon Department of Environmental Quality, Portland OR, 800 452-4011. PDF document. We recommend this excellent document that offers detail about soil perc tests, deep hole tests, safety, and septic design. Readers should also see Soil Percolation Tests and for testing an existing septic system, also see Dye Tests
- Grass is Always Greener Over the Septic Tank, Bombeck, Erma: $ 5.99; FAWCETT; MM;
This septic system classic whose title helps avoid intimidating readers new to septic systems, is available new or used at very low prices.
It's more entertainment than a serious "how to" book on septic systems design, maintenance, or repair. Not recommended -- DF.
- US EPA Onsite Wastewater Treatment Systems Manual Top Reference: US EPA's Design Manual for Onsite Wastewater Treatment and Disposal, 1980, available from the US EPA, the US GPO Superintendent of Documents (Pueblo CO), and from the National Small Flows Clearinghouse. Original source http://www.epa.gov/ORD/NRMRL/Pubs/625R00008/625R00008.htm
- Water Wells and Septic Systems Handbook, R. Dodge Woodson. This book is in the upper price range, but is worth the cost for serious septic installers and designers.
Quoting Amazon: Each year, thousands upon thousands of Americans install water wells and septic systems on their properties. But with a maze of codes governing their use along with a host of design requirements that ensure their functionality where can someone turn for comprehensive, one-stop guidance? Enter the Water Wells and Septic Systems Handbook from McGraw-Hill.
Written in language any property owner can understand yet detailed enough for professionals and technical students this easy-to-use volume delivers the latest techniques and code requirements for designing, building, rehabilitating, and maintaining private water wells and septic systems. Bolstered by a wealth of informative charts, tables, and illustrations, this book delivers: * Current construction, maintenance, and repair methods
* New International Private Sewage Disposal Code
* Up-to-date standards from the American Water Works Association
- Wells and Septic Systems, Alth, Max and Charlet, Rev. by S. Blackwell Duncan, $ 18.95; Tab Books 1992. We have found this text very useful for conventional well and septic systems design and maintenance --DF.
Quoting an Amazon description:Here's all the information you need to build a well or septic system yourself - and save a lot of time, money, and frustration. S. Blackwell Duncan has thoroughly revised and updated this second edition of Wells and Septic Systems to conform to current codes and requirements. He also has expanded this national bestseller to include new material on well and septic installation, water storage and distribution, water treatment, ecological considerations, and septic systems for problem building sites.
- The NSFC Products List has an excellent list of design manuals/modules available from their website or by telephone 800-624-8301
- Submissions welcome. send us a suggested document link or request an exchange of website links
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